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The Montgomery County and Cities of Dayton and Kettering Analysis of Impediments to Fair Housing (AI) is a review of barriers to fair housing in the public and private sector that restricts housing choices or the availability of housing choices based on a person’s membership in a protected class. Title VIII of the Civil Rights Act of 1968 (Fair Housing Act) prohibits discrimination in the sale, rental, and financing of dwellings to the protected classes, which include: race, familial status, disability, sex, religion, or National origin.

The 1988 amendments to the Fair Housing Act also created an exemption to the provisions which allowed discrimination on the basis of familial status for those housing developments that qualify as housing for seniors ‐ persons age 55 or older. Senior properties do not violate the Fair Housing Act if they exclude families with children. In addition, the Housing for Older Persons Act of 1995 (HOPA) requires that senior housing have at least one person who is 55 years of age or older living in at least 80% of its occupied units and publish and follow policies and procedures that demonstrate an intent to be housing for seniors.

In 2008, the Montgomery County, and the cities of Dayton and Kettering, contracted with with APRI (then CUPA) to conduct an AI. Researchers from APRI prepared this analysis of impediments using the methodologies and structure outlined in the United States Department of Housing and Urban Development’s (HUD) Fair Housing Planning Guide. APRI reviewed a variety of secondary demographic, economic, employment and housing market data available from national and local sources for the analysis.

These include but are not limited to:

  • The Census Bureau
  • The State of the Cities Data System
  • The State of Ohio
  • The City of Dayton
  • The City of Kettering
  • Montgomery County
  • The Home Mortgage Disclosure Act
  • ESRI Business map

APRI also reviewed and compiled data about local housing procedures, materials, policies, and programs that influence fair housing choice and address impediments in the City that promote and educate residents about their fair housing rights and the complaint process. This process included the analysis of available data regarding compliance with the Home Mortgage Disclosure Act (HMDA), the Community Reinvestment Act (CRA), and Fair Housing Act. Because of the limited funding available to conduct the research necessary to complete this analysis, very little primary data collection was conducted. Instead, the focus was on secondary data and primary data elements, which could be easily extracted for analysis.

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Public Affairs, Public Policy and Public Administration | Social and Behavioral Sciences | Urban Studies and Planning

Montgomery County and Cities of Dayton and Kettering Analysis of Impediments to Fair Housing